At Nexcap Home Loans, we have dedicated ourselves to revolutionizing the home loan process and helping individuals use their home financing options as a tool to manage their financial lives. In that effort, we respect and protect the privacy of those who visit or use our website. When we collect information from you, we want you to know how it is used. To demonstrate our commitment to fair information practices, we have adopted leading industry privacy guidelines.
This Nexcap Home Loans Privacy Policy describes how we collect information when you visit or use Nexcap Home Loans’s websites, mobile applications, and other online services that link to this Privacy Policy. It also describes how we use and share such information and explains your privacy rights and choices. Our Online Services are intended for a U.S. audience. The terms “we,” “us,” or “our” mean Nexcap Home Loans and its U.S. affiliates. “You” means an individual who visits our Online Services and does not refer to a business or other entity or to individuals outside the U.S.
Our U.S. Consumer Privacy Notice applies to information that we collect about individuals who seek, apply for, or obtain our financial products and services for personal, family, or household purposes. In addition, our Nexcap Home Loans California Consumer Privacy Act Disclosure applies to certain information we collect about California residents. For other important information, please visit nexcaphomeloans.com/privacy.
Our Online Services are not directed to children under 18. We also do not knowingly collect personal information from children under 18 through our Online Services. We kindly request that children do not provide information to us through our Online Services.
Nexcap Home Loans has official pages on social media services. When you interact with us on these pages or elsewhere on social media, we may collect information and preferences. We may collect additional information from social media companies if you choose to share with them and they, in turn, share such information with us.
Any posts you make on our official social media pages -- including posts that contain pictures, comments, suggestions, opinions, complaints, or personal information -- are available to others who use those pages. Never include sensitive personal, financial, or other confidential information such as your Social Security number, account number, phone number, mailing address, or email address when posting or commenting online. Please refer to the privacy policies of our social media partners when you interact with them online.
The U.S. Consumer Privacy Notice applies to customers, applicants, and former customers of Nexcap Home Loans listed in the notice. It details our privacy and security practices regarding our relationship with you and provides instructions on how to limit the sharing of your information. This notice does not apply to business or commercial customers.
In these California Consumer Privacy Act Disclosures ("CCPA Disclosures"), we, Nexcap Home Loans and affiliates of Nexcap Home Loans (collectively “NMSI") disclose information about our data processing practices as required by the California Consumer Privacy Act of 2018 ("CCPA") and supplement the disclosures in any CCPA Notice at Collection issued in addition to the CCPA Notice at Collection Online provided in Section III below. The Nexcap Home Loans California Consumer Privacy Act Disclosure provides an overview of how consumers in California receive certain privacy rights and protections.